Let's get tough

I've been racking my brains lately to come up with reasons why we should bring back capital punishment. It is a barbaric practice, but obviously some people DO deserve it.
Well, I've found one today. Lloyds Bank (and I've been with them for years - on and off) are removing the 'buffer zone' which stops customers incurring charges should they slip into the red by less than £10.

They have followed HSBC with this policy, which means that a customer that slips into the red for 24 hours (probably waiting for a cheque to clear) will be charged £30.

To the tower with them!